Buyers

Congratulations! You’ve decided to take the plunge and begin the exciting—but occasionally overwhelming—process of buying real estate. At B.H. TAL, we have the expertise and dedication to help guide you through the steps of securing real estate. From heading from home viewings to signing the closing papers, we’re at your service. Here are some tips to think about as you ponder your new home—and how B.H. TAL can help.

Figure out exactly what you want out of the property.

This may be obvious, yet drawing a framework of your real estate needs will help hone exactly what it is you want to come out of your buying experience. Which neighborhoods? Do you need to be near public transit or are you a devoted driver? How many bedrooms? Are you interested in buying a fixer-upper or do you want a turnkey property for a quick move? If you’re looking to invest in a multi-family building with the hopes of attracting renters, how many units would you like in the building?

What kind of property can you afford?

Size up your finances. B.H. TAL can work with you to find out exactly what type of property will work for your financial situation in terms of your credit history and how much cash you have on hand. For example, You’ll also need to factor in other costs associated with the type of property you’re seeking. In a condo or a co-op, you’ll most likely have to pay monthly maintenance fees on top of your mortgage payment. Be sure to check out property taxes as well.

In the meantime, get your credit reports in order. Scrutinize and dispute any errors. Once everything is ready, get pre-approved for a mortgage so you can move forward in the real estate purchasing process.

Learn the law of your soon-to-be land.

In addition to being a financial and emotional investment, real estate transactions also have legal ramifications. New York real estate law is complex; be sure you have an attorney who is equipped and expedient enough so you don’t miss out on your dream deal. Thanks to our extensive experience navigating the real estate market in the city, B.H. TAL can refer you to a legal specialist in New York real estate law.

Secure a broker who best meshes with your needs.

Each of our agents has different strengths in terms of types of property and neighborhoods. As part of our free consultation process, we’ll help you decide which of our agents will be your best guide. They all have extensive networks throughout the New York real estate market and can co-broke a home which may be perfect for you. They’ll arrange open houses and home viewings and show you around your potential new neighborhood.

Get settled.

Once you’ve decided on the home, the seller has approved your offer, the bank has issued your mortgage and your attorney has helped you close and get the title for your property, it’s time for move in. B.H. TAL has partners in the relocation field, should you need help getting your items from point A to point B, finding a school or the perfect couch for your new living room.

Mortgage Calculator.